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April 27.2025

2 Minutes Read

Investing Beyond Stocks: Wealth-Building Strategies for Business Owners

Man discussing asset allocation that builds lasting wealth on podcast.

The Wealthy Know Better: Why Diversification Matters

In the ongoing dialogue about financial wellness, many Americans find themselves ensnared in the average investor trap: overallocating their portfolios in the stock market. A recent discussion emphasizes that this is not the strategy of the wealthy. In fact, affluent individuals—those boasting a net worth of about $1 million—only allocate 14% of their assets to alternatives like real estate and private equity. For ultra-high-net-worth individuals, those with $10 million or more, just 19% rests in stocks.

We came across 'Escape the average investor trap: learn the asset allocation that builds lasting wealth', which covers alternative investing strategies. This sparked a deeper analysis on how the insights can benefit business owners.

Breaking Free from Conventional Wisdom

Many small business owners, including those in the exterior cleaning and pressure washing industry, might look at these figures and recognize their own patterns. It's easy to see the ease of investing everything into the ever-fluctuating stock market. However, diversifying by investing in alternative assets can create stability and offer higher returns. These are avenues that most aren’t aware they can pursue—not just personally, but also through their IRAs.

Taking Control of Your Financial Future

Imagine the power of utilizing your IRA to invest in private companies, real estate, or other non-publicly traded assets. This concept may seem foreign, but it’s gaining traction among savvy investors. Consider taking the leap into these opportunities—especially in a personal and business context. For owners of pressure washing businesses, investing your profits into real estate or other diverse streams could not only secure long-term wealth but also fortify your business against economic downturns.

Act Now with Your Investments

Now is the time to explore outside of just conventional stock investments. By informing yourself about alternative opportunities, you can drastically alter your investment landscape for the better. So why wait? Start looking beyond the stock market!

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